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General Liability Insurance in Las Vegas

General liability insurance is a crucial financial safeguard for businesses and individuals, protecting against potential third-party claims arising from various unforeseen circumstances. Understanding the importance of general liability insurance is essential for businesses seeking to protect themselves from potential financial losses from legal liabilities. 

What’s General Liability Insurance? 

General liability insurance can provide coverage for a business against claims of bodily injury, property damage or other liabilities arising from their business operations, products or services. This insurance is designed to protect the insured party from financial losses if they are found legally responsible for causing harm to a third party. 

What Does General Liability Insurance Cover? 

Key components typically covered by general liability insurance include the following: 

  • Bodily injury—If someone is injured on the business premises or due to its operations, the policy may cover the third party’s medical expenses. 
  • Property damage—This coverage aspect applies to damage caused to someone else’s property by the insured business. It can include damage to physical structures or personal belongings. 
  • Advertising injury—Coverage may extend to claims against a business of libel, slander, copyright infringement or other advertising-related injuries. 
  • Legal defense costs—General liability insurance often covers legal defense costs, including attorney fees and court expenses, even if the business is not found liable. 
  • Products and completed operations—If the insured business’s products or completed work cause harm to a third party, the policy may provide financial assistance. 

Who Needs General Liability Insurance? 

The following are some examples of individuals and entities that typically need or benefit from having general liability insurance: 

  • Small businesses 
  • Contractors and construction businesses 
  • Retailers 
  • Service providers 
  • Manufacturers 
  • Restaurants and food service businesses 
  • Landlords 
  • Event planners 
  • Health and fitness professionals 
  • Manufacturers and distributors 

It’s essential for individuals and business owners to assess their specific risks and consider obtaining general liability insurance. Consult with Insurance Tigers LLC to help determine the appropriate coverage for a particular situation. 


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